Forum Posts

Maichel David
Apr 20, 2022
In Wellness Forum
Everything has pros and cons. Some drawbacks are not obvious in the early stage of the industry and do not hinder the Taiwan Phone Number List overall situation; at a certain stage, they will be activated and show lethality. Big data risk control is like this for consumer finance. In the early days, almost all of them were advantages. With the drastic changes Taiwan Phone Number List in the external environment, disadvantages appeared, and some advantages were also becoming disadvantages. The key to lending is risk control. The core of risk control can be attributed to four major questions: Who is lending? What is the loan for? Repay what? What if you don't get up? On these four issues, traditional risk control and big data risk control provide different solutions. The traditional consumer loan process emphasizes documentation. When applying for a consumer loan, the bank requires the Taiwan Phone Number List borrower to provide proof of employment, income proof, provident fund payment records, and even check the account. These supporting documents can well solve the problems of "who is taking the loan" and "what is the repayment", but the procedures are cumbersome and the experience is poor. After the Taiwan Phone Number List introduction of Internet technology, big data risk control replaces these cumbersome on-site procedures with data; it facilitates borrowers and greatly improves borrowing efficiency; Meets the requirements of consumption scenarios for payment time limit, and promotes the integration of consumer loans Taiwan Phone Number List and consumption scenarios . For "what to do if it's not enough", traditional risk control emphasizes the use Taiwan Phone Number List of mortgage guarantees as the starting point. Only when the borrower's income is stable (such as civil servants, employees of state-owned enterprises, employees of large enterprises, etc.) and the loan amount is not high, the bank will compromise and issue pure credit loans.
0
0
2
Maichel David
Apr 09, 2022
In Wellness Forum
The other is that the time is slightly awkward, and 818’s attention is always drawn by other marketing nodes. Such as: the Olympic Games, Qixi Festival, etc., naturally cannot effectively undertake the important task of connecting the "replenishment" node between 618 and Double 11 in the second half of the year. However, this "tepid" e-commerce node is expected to be "picked up and revitalized" by Douyin e-commerce again . With over 600 million daily active users, a unique way of mining user consumption needs, and a "snowball" growth model, Douyin 818 has won the attention of more and more brands and is expected to become Douyin's largest e-commerce IP of the year. Activity. Regarding how to do a good Douyin promotion, we have sorted out these practical methodologies丨Sprint 818 Compared with last year's "818 Wonderful Good Things Festival", Kath found that this year's "818 New Trendy Good Things Festival" has Fax List greatly upgraded both from the participants and from the platform investment. On the subject of participation, last year's "Wonderful Goods Festival" still focused on bringing goods by experts - although Suning Tesco, Xiaomi, etc. and Douyin jointly created a "super live broadcast room", but overall, the brand operation at this stage is still It belongs to the stage of "benchmarking", and in this year's Trendy Goods Festival, we saw that brands that contributed more than 60% of Doudian's revenue have entered the hall and become the core participants. From the perspective of platform investment , this year's 818 also includes almost all the traffic, interactive gameplay and generous benefits of Douyin e-commerce, including but not limited to: Douin explosion list, topic challenges, qualifying competitions, high red envelope subsidies, etc. , and will also join hands with Hunan Satellite TV to launch the first Douyin e-commerce customized party. While helping partners to transact efficiently, this e-commerce node will be strongly associated with Douyin and strongly bound to users' minds.
0
0
4
 

Maichel David

More actions